Finance & Money · Self-paced course
Funding & Small Business Loans
Compare common small business funding options, prepare an organized application, and evaluate offers by their true total cost.Educational content only — not financial, tax, or investment advice.
$350
One-time payment · Self-paced course · 6 modules · 18 lessons
Enroll now — $350Read a free preview lesson
What this is
Funding decisions can shape a business for years, yet many owners accept the first offer they see without understanding what it really costs. This course walks you through the main ways small businesses are funded, from personal savings and term loans to lines of credit, equipment financing, grants, and outside investors. You will learn how lenders typically evaluate applications, how to assemble clear documents, and how to compare offers by total cost rather than monthly payment. Along the way you will look honestly at the risks of debt so you can make choices that fit your own situation, goals, and comfort with risk.
You work through it at your own pace, lesson by lesson, applying each exercise to your own situation. It is educational content only, not financial, tax, legal or investment advice, and it does not promise any financial result. For decisions about your own situation, speak to a qualified professional.
What you will be able to do
- Explain the main funding types and the situations where each one tends to fit.
- Estimate how much funding you need using a simple, documented calculation.
- Describe the factors lenders commonly weigh, including credit history, cash flow, and collateral.
- Assemble an organized document package and a clear written funding request.
- Calculate and compare the total cost of different loan and financing offers.
The curriculum
Funding Foundations
- What Business Funding Really Means
- Matching Funding to Its Purpose
- Calculating How Much You Need
Self-Funding and Common Debt
- Self-Funding With Savings and Revenue
- How Term Loans Work
- Lines of Credit and Business Credit Cards
Specialized and Equity Funding
- Equipment Financing and Leasing
- Grants and Competitions
- Investors and Giving Up Ownership
How Lenders Evaluate You
- Credit History and Credit Scores
- Cash Flow and Repayment Capacity
- Collateral, Guaranties, and Risk Signals
Preparing a Strong Application
- Building Your Document Package
- Writing a Clear Funding Request
- Projections Lenders Can Believe
Comparing Offers and Deciding
- Calculating the Total Cost of Borrowing
- Reading the Fine Print
- Weighing Debt Risk and Making Your Decision
This is for you if…
- You are considering a loan or other funding for your business
- You want to estimate how much you actually need
- You want an organised application package
- You want to compare offers by their full cost
What you get
- 6 modules and 18 lessons, self-paced
- A short practical exercise at the end of every lesson
- A free preview lesson so you can check the format before you buy
- Access in your CourseVu account after a one-time payment
- A clear, ordered path from the fundamentals to applying the skill in your own work
Questions
Do I need any experience to start?
This course is for owners of small or early-stage businesses, self-employed people planning to grow, and anyone preparing to seek funding for the first time. It suits people who want to understand their options and ask sharper questions before talking with lenders, investors, or a qualified financial professional.
How long does it take?
It is self-paced. There are 6 modules and 18 lessons, and you can move through them as quickly or slowly as suits you.
Can I see a lesson before I buy?
Yes. Use the "Read a free preview lesson" button to open a full lesson from the course before you enroll.
Does this promise income or business results?
No. It is educational content only, not financial, tax, legal or investment advice, and it does not promise any financial result. For decisions about your own situation, speak to a qualified professional.
Does this include a certification or credential?
No. This is a practical skills course for your own learning. It does not award a certification, licence or professional credential.
Educational content only. No income, revenue or earnings results are promised or implied. What you get out of this depends entirely on your own effort, circumstances and market. Earnings disclaimer.