Entrepreneurship · Self-paced course
Business Insurance & Risk Basics
Understand the main risks facing a small business and the common types of insurance, so you can have better-informed conversations with a licensed broker.
$350
One-time payment · Self-paced course · 6 modules · 18 lessons
Enroll now — $350Read a free preview lesson
What this is
Insurance is easy to postpone until something goes wrong. This course helps small business owners think about risk in a structured way and understand the vocabulary of business insurance. You will build a simple risk register, learn what common policy types generally cover, understand deductibles, limits and exclusions, and prepare the information a broker or insurer will ask for. The goal is to make you an informed buyer, not to recommend specific policies. You finish with a risk register and a broker briefing pack.
You work through it at your own pace, lesson by lesson, applying each exercise to your own situation. It does not promise that a business will succeed or earn a particular amount; results depend on your market, your decisions and your effort.
What you will be able to do
- Identify and rank the main risks in your business
- Decide which risks to avoid, reduce, transfer or accept
- Understand common policy types such as general liability, professional liability, property and cyber
- Read key policy terms: limits, deductibles, exclusions and endorsements
- Prepare information for a broker and ask better questions
The curriculum
Thinking About Risk
- What Risk Means for a Small Business
- Likelihood and Impact
- A Simple Risk Register
Managing Risk Beyond Insurance
- Avoid, Reduce, Transfer, Accept
- Contracts and Policies
- Backups and Continuity
Common Policy Types
- Common Business Policies in General Terms
- Policies for People
- What Insurance Usually Does Not Cover
Reading a Policy
- Parts of a Policy
- Limits and Deductibles
- Questions to Ask
Working With a Broker
- When to Use a Broker
- Preparing Information
- Comparing Quotes
Reviewing Your Coverage
- Annual Reviews
- Changes That Need a Call
- Keeping Records
This is for you if…
- You run a small business and are unsure what risks you carry
- You want to understand common insurance types in general terms
- You want a simple risk register for your business
- You want better questions for an insurance professional
What you get
- 6 modules and 18 lessons, self-paced
- A short practical exercise at the end of every lesson
- A free preview lesson so you can check the format before you buy
- Access in your CourseVu account after a one-time payment
- A clear, ordered path from the fundamentals to applying the skill in your own work
Questions
Do I need any experience to start?
New and growing small business owners, freelancers and operators who want to understand their risks and insurance options before speaking with a licensed professional.
How long does it take?
It is self-paced. There are 6 modules and 18 lessons, and you can move through them as quickly or slowly as suits you.
Can I see a lesson before I buy?
Yes. Use the "Read a free preview lesson" button to open a full lesson from the course before you enroll.
Does this promise income or business results?
No. It does not promise that a business will succeed or earn a particular amount; results depend on your market, your decisions and your effort.
Does this include a certification or credential?
No. This is a practical skills course for your own learning. It does not award a certification, licence or professional credential.
Educational content only. No income, revenue or earnings results are promised or implied. What you get out of this depends entirely on your own effort, circumstances and market. Earnings disclaimer.